- Checking Accounts
- Interest Bearing Checking Accounts
- Savings Accounts
- Certificates of Deposit
- Loans
- Electronic Services
Checking Accounts
$100 minimum deposit for all accounts. Overdraft Protection (ODP) is available on all checking accounts.
Simplicity
This account is designed for customers who want freedom to write numerous checks and do not want to carry a large balance.Economizer
This account is a low cost checking account with the availability of $20,000 in accidental death insurance.
Student Account
To qualify for this account you must be at least 16 years old or a freshman in high school and a full-time student.
Choice Account
This account gives you the advantage of using your balance to avoid a minimum balance fee service charge with unlimited check writing.
Charter Account
If you are 62 years of age or better and have your account set up for direct deposit and want no service charge, this account is for you.
Teacher's Choice
CNB believes in our local schools and those who have committed themselves to our children. We would like to reward you with a premium banking product.
Community Choice
CNB believes in our local businesses and those who have committed themselves to the community. This is a premium banking product that offers a bounty of free banking products.
Small Business Checking
If you own a small business and write only a few checks each month this account gives you premium banking services and saves you money, too.
Commercial Account
This account is designed for businesses that maintain a balance and want to receive an earnings credit against monthly fees.
Interest Bearing Checking Accounts
These accounts are tiered and you earn higher interest rates for higher balances maintained.
50+ Club
If you are 50 years of age or better, this account accrues interest daily and offers club travel and special events.
Now Plus
Interest is accrued daily and paid at the end of each monthly statement cycle. Individuals, non-profit organizations, sole proprietors and government units are eligible for NOW PLUS accounts.
Money Market Account
Money Market Accounts are available for personal and commercial customers. Interest is accrued daily and is paid monthly at the end of each statement cycle.
ePower Checking Account
ePower checking earns better than CD like rates on your checking account by meeting certain qualifications during each monthly checking cycle.
Regular Savings Accounts
Regular Savings Accounts are available for personal and commercial customers.
Young Investors
Community National Bank promotes and encourages our young people to save for the future. Kids love Diggity Dog, the mascot of the Young Investor Club Account.
Community National Bank offers a broad range of terms from 90 days to 4 years in fixed rate Certificates of Deposit. With a minimum deposit of $1,000 you can start earning a higher rate of interest. Call any of our banking centers for current rates.
Individual Retirement Accounts (IRA)
Call or come into any of Community National Bank's banking centers where one of our trained IRA representatives will help you decide which IRA is best for you. They will explain the nature of these accounts in more detail and help you complete the simple forms necessary to establish your IRA.
Traditional IRA
The traditional IRA is an account which allows you to defer taxes on your earnings until they are withdrawn. Also, certain contributions are tax deductible in the tax year for which they are made.
Roth IRA
The Roth IRA is a nondeductible account that features tax-free withdrawals for certain distribution reasons after a five-year holding period. Note: The term "tax-free" means free from federal income taxes.
Rollovers and Transfer IRA's
A rollover/direct rollover/transfer IRA is designed to help you manage your retirement funds by allowing the movement of assets from one tax-deferred retirement plan into another. You benefit in two very significant ways. You avoid possible penalties and earnings on your retirement dollars continue to grow, tax deferred until withdrawn.
Education IRA
The Education IRA is a nondeductible account that features tax-free withdrawals for a very specific purpose - a child's higher education expenses. Distributions from an Education IRA are penalty free and tax free.
Commercial Loans
- Short Term Working Capital
- Revolving Lines of Credit
- Equipment Letters of Credit
- Commercial Real Estate Loans
- SBA Guaranteed Loan Programs
- Equipment Leasing
Agricultural Loans
- Operating
- Equipment
- Real Estate
- Livestock
- Equipment Leasing
Home Loans
- Fixed Rate Loans
- Adjustable Rate Loans
Consumer Loans
- Automobile
- Boat
- Motorcycle
- Recreational Vehicle
- Personal
- Home Equity
Additional Lending Services
- Merchant Bank Card Services
- Corporate Credit Cards
Online Banking
User Names, Passwords and Multi-Factor Authentication as well as a Secure Socket Layer (SSL) connection assures CNB customers of the safety and security of their financial information and transactions. All Online Banking services are at no charge to our Personal customers. Corporate customers are charged only for the Cash Management services that they use.
Call Now Banking
Call Now Banking is your connection to Community National Bank, giving you immediate access to the information that you need 24 hours a day. With Call Now Banking you can quickly and easily:
- Make account balance inquiries
- Determine the last file transaction on your account
- Verify direct deposits or ATM transactions
- With an authorization on file you can also make loan payment inquiries and transfer between accounts
Wire Transfers
All Community National Banking centers can transfer funds for you by wire transfer or our commercial customers can do wire transfers by utilizing our Online Banking Cash Management features. Call or come into any of Community National Bank's banking centers where one of our trained Customer Service Representatives will help complete the forms to complete your wire transfer quickly and securely.
Direct Deposit
Direct Deposit allows you the freedom of having your government benefit checks or your payroll checks deposited directly into your account. Direct Deposit allows you immediate access to your funds - No Wait, No Hassle!
Debit Cards
Community National Bank's VISA CHECKCARD, the easiest way to pay! Use it instead of checks, credit cards...or even cash. You don't have to write a check to make purchases with the money in your checking account. Now you can use your VISA CHECKCARD wherever Visa debit cards are accepted. No more worrying about how much cash to carry, or about incurring credit card interest. It's a welcome check replacement at millions of merchants worldwide. Plus...think of the money you'll save on check re-orders!
Credit Cards
Community National Bank offers the availability of a Hometown Visa or MasterCard with worldwide acceptance. There are 3 different card choices: Visa Gold, Visa and MasterCard. Based upon the applicant's credit, there are 3 different Visa & MasterCard plans that the customer may be placed into.
Automatic Teller Machines
29 convenient ATM locations allow you 24 hour access to your cash 7 days a week! In addition, as part of the TransFund No Charge network you can travel through Oklahoma and Kansas without fear of an ATM charge. VISA Network gives you access to ATMs worldwide. See your ATM Locator tab to view a list of Community National Bank ATM locations, TransFund No Charge ATMs and VISA's worldwide locations.